Unum LTC Plan Options
Compare the Unum LTC plan premiums to the Washington State employee LTC payroll tax.
|
Unum Plan
|
State Payroll Tax
|
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|---|---|---|---|---|---|---|---|---|---|
|
Benefit Features
|
Employer-Paid Plan
|
A
|
B
|
D
|
E
|
F
|
|
|
|
|
Benefit Duration
|
2 Years
|
2 Years
|
4 Years
|
|
|
||||
|
Monthly Benefit Amount
|
$1,000
|
$3,000
|
$6,000
|
|
|
||||
|
5% Compound Inflation
|
Not Included
|
Not Included
|
Not Included
|
|
|
||||
|
Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|||
|
Spouse Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|||
|
|
|
|---|---|
|
|
|
|
Benefit Features
|
Employer-Paid Plan
|
|---|---|
|
Benefit Duration
|
2 Years
|
|
Monthly Benefit Amount
|
$1,000
|
|
5% Compound Inflation
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$3.70
$3.70
$3.70
$3.70
$3.70
$3.70
$3.70
$3.70
$3.70
$3.70
$3.70
$3.70
$3.70
$4.10
$4.10
$4.10
$4.30
$4.50
$4.60
$4.60
$4.80
$5.00
$5.20
$5.60
$5.80
$6.00
$6.30
$6.50
$6.90
$7.20
$7.50
$7.80
$8.40
$8.60
$9.00
$9.40
$9.90
$10.60
$11.10
$11.80
$12.60
$13.30
$14.30
$15.40
$16.80
$18.40
$19.90
$22.40
$24.80
$27.50
$30.20
$33.20
$36.70
$40.60
$44.90
$49.80
$55.00
$66.00
$72.30
$79.30
$86.70
$94.80
$103.70
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
A
|
|---|---|
|
Benefit Duration
|
2 Years
|
|
Monthly Benefit Amount
|
$3,000
|
|
5% Compound Inflation
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$11.10
$11.10
$11.10
$11.10
$11.10
$11.10
$11.10
$11.10
$11.10
$11.10
$11.10
$11.10
$11.10
$12.30
$12.30
$12.30
$12.90
$13.50
$13.80
$13.80
$14.40
$15.00
$15.60
$16.80
$17.40
$18.00
$18.90
$19.50
$20.70
$21.60
$22.50
$23.40
$25.20
$25.80
$27.00
$28.20
$29.70
$31.80
$33.30
$35.40
$37.80
$39.90
$42.90
$46.20
$50.40
$55.20
$59.70
$67.20
$74.40
$82.50
$90.60
$99.60
$110.10
$121.80
$134.70
$149.40
$165.00
$198.00
$216.90
$237.90
$260.10
$284.40
$311.10
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
B
|
|---|---|
|
Benefit Duration
|
4 Years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Compound Inflation
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$35.40
$35.40
$35.40
$35.40
$35.40
$35.40
$35.40
$35.40
$35.40
$35.40
$35.40
$35.40
$35.40
$36.00
$37.20
$37.20
$39.00
$39.00
$41.40
$43.20
$43.80
$45.60
$48.00
$50.40
$51.60
$53.40
$58.20
$59.40
$62.40
$64.80
$67.20
$71.40
$75.00
$76.80
$82.20
$85.80
$90.00
$94.80
$100.80
$105.60
$112.80
$120.60
$127.80
$137.40
$150.60
$162.00
$176.40
$198.60
$219.00
$241.80
$265.80
$294.00
$322.80
$358.80
$395.40
$435.60
$481.20
$577.20
$632.40
$691.80
$759.00
$829.20
$909.00
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.