LTC Premium
Compared To
WA State Employee LTC Payroll Tax
Monthly LTC Plan Premium
|
Monthly State Payroll Tax
|
|||||||
---|---|---|---|---|---|---|---|---|
Benefit Features
|
A
|
B
|
C
|
D
|
E
|
|
|
|
LTC Lifetime Maximum Benefit
|
$72,000
|
$144,000
|
$288,000
|
$
|
$
|
|
$36,500*
|
|
Benefit Duration
|
2 years
|
2 years
|
4 years
|
$
|
$
|
|
|
|
Monthly Benefit Amount
|
$3,000
|
$6,000
|
$6,000
|
$
|
$
|
|
|
|
5% Compound Inflation
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
Spouse Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
|
---|---|
|
|
Benefit Features
|
A
|
---|---|
LTC Lifetime Maximum Benefit
|
$72,000
|
Benefit Duration
|
2 years
|
Monthly Benefit Amount
|
$3,000
|
5% Compound Inflation
|
Not Included
|
Monthly Premium
|
$ 0.00
$16.50
$16.50
$16.50
$16.50
$16.50
$16.50
$16.50
$16.50
$16.50
$16.50
$16.50
$16.50
$16.50
$18.00
$18.00
$18.00
$18.90
$19.80
$20.70
$20.70
$21.60
$22.50
$23.40
$25.20
$25.80
$27.00
$28.20
$29.10
$30.60
$32.10
$33.60
$34.80
$37.50
$38.70
$40.50
$42.00
$44.70
$47.70
$49.80
$52.80
$56.70
$60.00
$64.50
$69.00
$75.30
$82.50
$89.40
$100.80
$111.30
$123.30
$135.60
$149.10
$164.70
$182.40
$201.90
$223.80
$246.90
$296.10
$324.60
$356.10
$389.40
$425.70
$465.90
|
Spouse Monthly Premium
|
$ 0.00
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
Benefit Features
|
B
|
---|---|
LTC Lifetime Maximum Benefit
|
$144,000
|
Benefit Duration
|
2 years
|
Monthly Benefit Amount
|
$6,000
|
5% Compound Inflation
|
Not Included
|
Monthly Premium
|
$ 0.00
$33.00
$33.00
$33.00
$33.00
$33.00
$33.00
$33.00
$33.00
$33.00
$33.00
$33.00
$33.00
$33.00
$36.00
$36.00
$36.00
$37.80
$39.60
$41.40
$41.40
$43.20
$45.00
$46.80
$50.40
$51.60
$54.00
$56.40
$58.20
$61.20
$64.20
$67.20
$69.60
$75.00
$77.40
$81.00
$84.00
$89.40
$95.40
$99.60
$105.60
$113.40
$120.00
$129.00
$138.00
$150.60
$165.00
$178.80
$201.60
$222.60
$246.60
$271.20
$298.20
$329.40
$364.80
$403.80
$447.60
$493.80
$592.20
$649.20
$712.20
$778.80
$851.40
$931.80
|
Spouse Monthly Premium
|
$ 0.00
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
Benefit Features
|
C
|
---|---|
LTC Lifetime Maximum Benefit
|
$288,000
|
Benefit Duration
|
4 years
|
Monthly Benefit Amount
|
$6,000
|
5% Compound Inflation
|
Not Included
|
Monthly Premium
|
$ 0.00
$52.20
$52.20
$52.20
$52.20
$52.20
$52.20
$52.20
$52.20
$52.20
$52.20
$52.20
$52.20
$52.20
$54.00
$55.80
$55.80
$58.20
$58.20
$61.20
$64.20
$66.00
$68.40
$72.00
$75.00
$77.40
$79.80
$86.40
$89.40
$93.60
$97.20
$100.80
$106.80
$112.20
$114.60
$122.40
$128.40
$134.40
$141.60
$150.60
$158.40
$169.20
$180.60
$191.40
$206.40
$225.60
$242.40
$264.00
$298.20
$328.20
$362.40
$399.00
$439.80
$483.00
$537.60
$592.80
$652.20
$720.60
$864.60
$946.80
$1,035.60
$1,136.40
$1,242.00
$1,360.80
|
Spouse Monthly Premium
|
$ 0.00
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.
*Adjusted up to inflation see wacaresfund.wa.gov